Open Enrollment is in full swing, but uncertainty is the rule.

Consumers have from now until December 15th to enroll in a qualified health plan and avoid the tax penalty. Across the county many changes are happening that make this task even more daunting: In Arizona, the Department of Insurance forced Meritus to suspend offering health insurance.  The announcement came on Friday, October 30, just two

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Retirees vs. The Affordable Care Act

You have probably wondered how you, as a retiree under 65, are affected by the Affordable Care Act and if you can participate in the premium tax credits.  Below is a good article for those of you who are currently insured through your company’s retiree-program. _______________________________________________________ Can You Opt Out Of Your Retiree Plan To

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Men Are Now Pregnant Under the ACA?!?!?

This is an interesting article about the “across the board coverage” on the new qualified health plans that were mandated under the Affordable Care Act (ACA, ObamaCare).  It helps to clarify why everyone is getting the same coverage no matter if you are male, female, young or old. ________________________________________________ Obamacare 101: Why do men need

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Will Righting a “Wrong” Be Enough to Change Attitudes About The ACA?

It’s all over the news lately about how President Obama went back on his word on consumers being able to keep their current insurance coverage. Below is an article from the New York Times about the latest efforts by the Obama Administration to keep the Affordable Care Act (ACA, also known as ObamaCare) moving along

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What’s in a Name? That Which We Call…..

No, I’m not going to write about Shakespeare today.   Nor am I going to write about one of the most tragic love stories of all times – Romeo and Juliet.  Pretty much everyone knows the premise behind the story – love and hate in true form and in obscure form.   This premise can be applied

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And They Say The Numbers Don’t Lie….

Let’s talk about numbers.  As you all are very well aware by now, the Patient Protection and Affordable Care Act (PPACA, ACA, “ObamaCare”) launched the Health Insurance Marketplace (also known as the Exchange) on October 1 to dismal results.  Consumers have experienced long wait times, crashing websites, wrong information…to name just a few of the

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Ladies — Just Because October is Coming To A Close, Never Neglect The Breasts

Breast cancer does not limit itself to just occurring during the month of October. It is diagnosed every day to hundreds of women across the United States. Take a moment a read Ms. Cara James’ message about Breast Cancer Awareness. Message from CMS OMH October is Breast Cancer Awareness Month, and it is a chance

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Is It The Ole Bait and Switch or a “Minor” Over-looked Detail?

From day one when we were introduced to the Patient Protection and Affordable Care Act (PPACA, ACA, or “ObamaCare”) back in 2010, we were told that everyone was required to have insurance by 2014 or face a penalty of some sort.  And of course, no one really knew, let alone understood, what was in the

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Medicare Do’s and Don’ts….

Has anyone else noticed how crazy October has been?  The government shut down for 16 days, the U.S. almost defaulted on its ability to pay its bills, the Centers for Medicaid and Medicare (CMS) launched the new Health Insurance Marketplace (also known as an Exchange) under the requirements of the Patient Protection and Affordable Care

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Glitches…Smitches…Health Insurance Marketplaces Are Open For Business

It’s October.  We’ve successfully survived the launch of the new Affordable Care Act’s (ACA, “ObamaCare”) Health Insurance Marketplaces even with the goverment shutdown.  Granted, the opening didn’t go quite smoothly as planned as there were software glitches, websites crashes, and long wait times for questions and answers, but on a positive note…the world did not implode, Wall

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