I will Pay How Much for My Health Insurance Premium?
The 50 states of Obamacare
Health premiums will be much cheaper in some states than others
(By Jen Wieczner 27 Sept 2013, Marketwatch, WSJ)
(an abbreviated reprinting of the article)
Obamacare may be a national health law, but it has a different price tag in each state.
Americans under age 65 who buy insurance through the new health exchanges starting Oct. 1 will pay the most in Wyoming and the least in Minnesota, according to data released Wednesday by the Department of Health and Human Services officials.
The report analyzed rates in 47 states and Washington, D.C., including those already released by states running their own exchanges, as well as prices in 36 states where the federal government is running the marketplace. Hawaii, Kentucky and Massachusetts have yet to disclose their rates.
Weighted average premiums in 48 states
State |
Lowest-cost silver |
Second-lowest-cost silver |
Lowest-cost bronze |
Alabama |
$303 |
$318 |
$247 |
Alaska |
$474 |
$474 |
$385 |
Arizona |
$248 |
$252 |
$214 |
Arkansas |
$351 |
$366 |
$275 |
California |
$341 |
$373 |
$278 |
Colorado |
$305 |
$305 |
$232 |
Connecticut |
$397 |
$436 |
$340 |
Delaware |
$356 |
$360 |
$308 |
District of Columbia |
$293 |
$297 |
$204 |
Florida |
$304 |
$328 |
$257 |
Georgia |
$304 |
$317 |
$265 |
Idaho |
$276 |
$285 |
$227 |
Illinois |
$274 |
$286 |
$203 |
Indiana |
$392 |
$403 |
$304 |
Iowa |
$266 |
$287 |
$212 |
Kansas |
$260 |
$260 |
$197 |
Louisiana |
$356 |
$374 |
$265 |
Maine |
$388 |
$403 |
$328 |
Maryland |
$266 |
$299 |
$197 |
Michigan |
$271 |
$306 |
$222 |
Minnesota |
$192 |
$192 |
$144 |
Mississippi |
$403 |
$448 |
$342 |
Missouri |
$318 |
$334 |
$245 |
Montana |
$309 |
$316 |
$251 |
Nebraska |
$298 |
$312 |
$241 |
Nevada |
$295 |
$297 |
$227 |
New Hampshire |
$359 |
$360 |
$282 |
New Jersey |
$382 |
$385 |
$332 |
New Mexico |
$275 |
$282 |
$217 |
New York* |
$319 |
$349 |
$276 |
North Carolina |
$361 |
$369 |
$282 |
North Dakota |
$350 |
$353 |
$281 |
Ohio |
$304 |
$321 |
$263 |
Oklahoma |
$256 |
$266 |
$174 |
Oregon |
$241 |
$250 |
$205 |
Pennsylvania |
$259 |
$286 |
$229 |
Rhode Island |
$341 |
$366 |
$264 |
South Carolina |
$333 |
$339 |
$267 |
South Dakota |
$341 |
$357 |
$298 |
Tennessee |
$235 |
$245 |
$181 |
Texas |
$287 |
$305 |
$211 |
Utah |
$239 |
$266 |
$201 |
Vermont** |
$395 |
$413 |
$336 |
Virginia |
$323 |
$335 |
$237 |
Washington |
$350 |
$352 |
$264 |
West Virginia |
$331 |
$331 |
$280 |
Wisconsin |
$344 |
$361 |
$287 |
Wyoming |
$489 |
$516 |
$425 |
Weighted Average, 48 States |
$310 |
$328 |
$249 |
Source: U.S. Department of Health and Human Services.
* New York premiums are the same for all ages.
** Vermont premiums are the same for all ages.