Is It The Ole Bait and Switch or a “Minor” Over-looked Detail?

From day one when we were introduced to the Patient Protection and Affordable Care Act (PPACA, ACA, or “ObamaCare”) back in 2010, we were told that everyone was required to have insurance by 2014 or face a penalty of some sort.  And of course, no one really knew, let alone understood, what was in the

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The ACA and the “Buy and Drop Game”

Let’s follow on with the topic of savvy shoppers and health insurance…. There have been several articles and threads pertaining to buying, keeping, or not buying health insurance all together. One thread that stands out is the ‘talk’ about how people will buy health insurance only when they need it. Then, drop it as soon

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I’m Not Buying It and You Can’t Make Me

I keep hearing news clips and reading articles about the younger generation and what savvy shoppers they are. Healthcare reformers are worried that the savvy shopping trend will continue into 2014 even with the new Patient Protection and Affordable Care Act (PPACA, ACA, or Obamacare) health insurance requirements. That generation’s argument is, “Why should I

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Yep, There’s An App For That

As with everything else that is moving at warp speed to ensure the Patient Protection and Affordable Care Act’s (PPACA or ACA) mandated Health Insurance Exchange (or Marketplace) requirement is on-line by October 1, 2013, the Department of Health and Human Services (HHS) is using every available means to get information out about what the

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The Health Insurance Individual Market

Even with all the shouting and finger-pointing going on in Congress the Patient Protection and Affordable Care Act (PPACA or ACA) just keeps rolling on even through budget over runs, time constraints, and congressional hearings. But let’s not forget what the ACA’s fundamental goal is all about — to help roll the millions of uninsured

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Ready, Set, Go…Into the ACA Marketplace

As you know, the Patient Protection and Affordable Care Act (PPACA or ACA) was enacted in 2010. The biggest change to our current-day healthcare will soon become operational October 1, 2013 with the implementation of the Health Insurance Marketplace (also known as Exchange). The Marketplace will be available on-line for all legal Americans to compare

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Medicare and the ACA

We’ve talked a lot about how the new Patient Protection and Affordable Care Act (PPACA or ACA) will affect many un-insured and under-insured legal Americans through the development of Health Insurance Exchanges (or Marketplaces). But we really haven’t discussed how the ACA has already affected those of you currently on Medicare or those soon to

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What’s a Health Insurance Exchange? What’s a Health Insurance Marketplace?

In 2010, when the Affordable Care Act (ACA or PPACA) was signed into Law, a provision for health insurance exchanges was included in the language.  The term “exchange” has since been changed to “marketplace”…maybe because it sounds friendlier?  Who knows the logic behind it but just know that the terms “exchange” and “marketplace” are synonymous. 

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