Coming To You in 2014: The ACA and It’s Top 15 Requirements

As it gets closer and closer to 2014 with some of the biggest requirements to take place under the Patient Protection and Affordable Care Act (PPACA, ACA, or Obamacare), it seems like fewer and fewer people understand or even know how the ACA will affect them. We’ve talked quite a bit about the new health

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The ACA and the “Buy and Drop Game”

Let’s follow on with the topic of savvy shoppers and health insurance…. There have been several articles and threads pertaining to buying, keeping, or not buying health insurance all together. One thread that stands out is the ‘talk’ about how people will buy health insurance only when they need it. Then, drop it as soon

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Actuarial Value — Plant, Animal, or Mineral?

Did you know that your future health insurance plan will be based on an actuarial value?  I didn’t.  I didn’t even understand why premium costs were different, why co-payments were different, let alone know what THAT term meant!  And I will bet that I’m not the only one in this situation either.  Now that the Affordable

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What’s a Health Insurance Exchange? What’s a Health Insurance Marketplace?

In 2010, when the Affordable Care Act (ACA or PPACA) was signed into Law, a provision for health insurance exchanges was included in the language.  The term “exchange” has since been changed to “marketplace”…maybe because it sounds friendlier?  Who knows the logic behind it but just know that the terms “exchange” and “marketplace” are synonymous. 

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February is American Heart Month!

It’s February. Fall is too far in the past to remember the chilly days, crisp apples, and golden leaves. Spring is just a blip on the horizon with tulips and daffodils still tucked beneath the cold ground. So what do you think of when someone mentions February? Dreary, grey days? Wondering if the groundhog will

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