Ready, Set, Go…Into the ACA Marketplace

As you know, the Patient Protection and Affordable Care Act (PPACA or ACA) was enacted in 2010. The biggest change to our current-day healthcare will soon become operational October 1, 2013 with the implementation of the Health Insurance Marketplace (also known as Exchange). The Marketplace will be available on-line for all legal Americans to compare

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A Walk Down the Health Insurance Exchange Lane

Let’s take a closer look at how to apply for coverage through the new health insurance exchange.  As mandated by the Patient Protection and Affordable Care Act (PPACA or ACA), each state is required to have a Health Insurance Exchange (or Marketplace) operational by October 1, 2013.  This Exchange will be an on-line tool that

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What Are Essential Health Benefits Under the ACA?

The Affordable Care Act (ACA), enacted in 2010, is designed to ensure all legal Americans have access to quality, affordable health insurance. To achieve this goal, the law ensures health plans offered in the individual and small group markets, both within the Health Insurance Exchanges (Exchanges) and outside the Exchange on the open market, offer

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Words, Terms, and Acronyms

The Patient Protection and Affordable Care Act (PPACA or ACA) has been in the news in some form or another just about every day for the past year. As we are heading into the final stretch before the launch of the new health insurance requirements, print news, television news bites, internet news articles, Facebook, etc.

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How Can The New Healthcare Law Directly Benefit Me?

We’ve talked about the basics of the new Affordable Care Act (ACA) that was enacted in 2010. And the new the mandated health insurance requirements that are set to go into effect on October 1, 2013 for plan year beginning January 1, 2014.  But, we haven’treally talked about how the healthcare law could directly benefit

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Actuarial Value — Plant, Animal, or Mineral?

Did you know that your future health insurance plan will be based on an actuarial value?  I didn’t.  I didn’t even understand why premium costs were different, why co-payments were different, let alone know what THAT term meant!  And I will bet that I’m not the only one in this situation either.  Now that the Affordable

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Highlights of the Patient Protection and Affordable Healthcare Act

By now you know at least something about that new healthcare program that was signed into law in 2010.  You’ve probably heard it called many things — the Patient Protection and Affordable Care Act (PPACA), the Affordable Healthcare Act (ACA), the Healthcare Reform Act, and also, good or bad, “ObamaCare”.   And you probably are in

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