May is Brain Cancer Awareness Month. A time when we “Go Grey” to support the more than 700,000 Americans living with a brain tumor. At KSS Insurance, this isn’t just another awareness month on the calendar—it is a deeply personal mission rooted in...
Every Spring, the Centers for Medicare & Medicaid Services (CMS) releases a “Rate Announcement.” While it might sound like a boring government document that doesn’t matter to you, it’s actually the blueprint to improve payment accuracy across both programs. The...
Spring in Central Indiana is a bit of a double-edged sword. While we all love seeing the tulips and redbuds bloom in Central Indiana, those vibrant colors often come with a side of itchy eyes, sneezing, and congestion. At KSS Insurance, we know that “seasonal”...
If you are enrolled in a Medicare Advantage (Part C) plan, you likely have a “hidden gem” in your wallet: the Over-the-counter (OTC) Allowance. Most plans provide a quarterly credit—often ranging from $50 to $150—to spend on everyday health items. These supplemental...
When planning for retirement, we often focus on travel, family and daily expenses. However, there is one “what if” that many Americans avoid: What if I can no longer care for myself? According to the latest U.S. Department of Health and Human Services projections,...
