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Turning 65 in the Second Half of the Year? Your Medicare Timeline Starts Now

Turning 65 in the Second Half of the Year? Your Medicare Timeline Starts Now

by Steve Boone | Jul 13, 2026 | Individual Health Insurance, Medicare Advantage, Medicare Health Insurance

If your 65th birthday falls between July and December, your mailbox is likely already filling up with colorful brochures, folders, and letters about Medicare. Entering the Medicare system is a significant transition, and it is easy to feel overwhelmed by the sudden...
The Cigna Exit: What a Major ACA Shift Means for Your 2027 Coverage

The Cigna Exit: What a Major ACA Shift Means for Your 2027 Coverage

by Steve Boone | May 12, 2026 | Individual Health Insurance, KSS Insurance, Medicare Advantage, Medicare Health Insurance

Just as we are navigating the “Medicare Shake-Up,” another major headline has hit the healthcare world: Cigna has announced its plans to exit the Individual Exchange (Obamacare) market entirely by 2027.   According to recent reports, this move will...
Urgent Update: UnitedHealthcare Announces 30% Rate Increase for Indiana Medicare Supplement (Medigap) Policies

Urgent Update: UnitedHealthcare Announces 30% Rate Increase for Indiana Medicare Supplement (Medigap) Policies

by Steve Boone | May 6, 2026 | Individual Health Insurance, KSS Insurance, Medicare Advantage, Medicare Health Insurance

If you have a UnitedHealthcare (AARP) Medicare Supplement (Medigap) policy, you may have recently received a notice that will make your heart skip a beat. Effective June 1, 2026, UnitedHealthcare is implementing rate increases of up to 30% for many policyholders...
The 2027 Medicare Rate Announcement: What it Means for You

The 2027 Medicare Rate Announcement: What it Means for You

by Steve Boone | Apr 17, 2026 | Medicare Advantage, Medicare Health Insurance

Every Spring, the Centers for Medicare & Medicaid Services (CMS) releases a “Rate Announcement.” While it might sound like a boring government document that doesn’t matter to you, it’s actually the blueprint to improve payment accuracy across both programs. The...
Don’t Leave Money on the Table: Your Medicare Advantage OTC Benefit

Don’t Leave Money on the Table: Your Medicare Advantage OTC Benefit

by Steve Boone | Mar 17, 2026 | Medicare Advantage, Medicare Health Insurance

If you are enrolled in a Medicare Advantage (Part C) plan, you likely have a “hidden gem” in your wallet: the Over-the-counter (OTC) Allowance. Most plans provide a quarterly credit—often ranging from $50 to $150—to spend on everyday health items. These supplemental...
Big News for Indiana: The New Medicare Supplement (Medigap) “Birthday Rule” is Here

Big News for Indiana: The New Medicare Supplement (Medigap) “Birthday Rule” is Here

by Steve Boone | Jan 1, 2026 | Medicare Health Insurance

** Updated April 15, 2026** If you have a Medicare Supplement (Medigap) plan in Indiana, your birthday is about to get a whole lot better. Starting January 1, 2026, a new state law officially goes into effect that could save you hundreds of dollars a year on your...
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Disclaimer: We do not offer every plan in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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