Every Spring, the Centers for Medicare & Medicaid Services (CMS) releases a “Rate Announcement.” While it might sound like a boring government document that doesn’t matter to you, it’s actually the blueprint to improve payment accuracy across both programs. The...
If you are enrolled in a Medicare Advantage (Part C) plan, you likely have a “hidden gem” in your wallet: the Over-the-counter (OTC) Allowance. Most plans provide a quarterly credit—often ranging from $50 to $150—to spend on everyday health items. These supplemental...
** Updated April 15, 2026** If you have a Medicare Supplement (Medigap) plan in Indiana, your birthday is about to get a whole lot better. Starting January 1, 2026, a new state law officially goes into effect that could save you hundreds of dollars a year on your...
This guide will help you or your parents navigate the complex world of Medicare and understand some of the lesser-known facts about this program. Medicare can be a confusing topic for most people. Understanding what is covered and what is not, the potential penalties...