Every Spring, the Centers for Medicare & Medicaid Services (CMS) releases a “Rate Announcement.” While it might sound like a boring government document that doesn’t matter to you, it’s actually the blueprint to improve payment accuracy across both programs. The...
Spring in Central Indiana is a bit of a double-edged sword. While we all love seeing the tulips and redbuds bloom in Central Indiana, those vibrant colors often come with a side of itchy eyes, sneezing, and congestion. At KSS Insurance, we know that “seasonal”...
If you are enrolled in a Medicare Advantage (Part C) plan, you likely have a “hidden gem” in your wallet: the Over-the-counter (OTC) Allowance. Most plans provide a quarterly credit—often ranging from $50 to $150—to spend on everyday health items. These supplemental...
When planning for retirement, we often focus on travel, family and daily expenses. However, there is one “what if” that many Americans avoid: What if I can no longer care for myself? According to the latest U.S. Department of Health and Human Services projections,...
Whether you’re crossing state lines to visit grandkids or crossing an ocean for a bucket-list cruise, your health insurance doesn’t always pack its bags with you. Before you head out of Central Indiana, it’s vital to know where your coverage stops. At KSS...
