Keeping Health Insurance Simple Blog
Urgent Update: UnitedHealthcare Announces 30% Rate Increase for Indiana Medicare Supplement (Medigap) Policies
If you have a UnitedHealthcare (AARP) Medicare Supplement (Medigap) policy, you may have recently received a notice that will make your heart skip a beat. Effective June 1, 2026, UnitedHealthcare is implementing rate increases of up to 30% for many policyholders...
Finding Light in the Grey: Brain Cancer Awareness & The Champions of Hope Campaign
May is Brain Cancer Awareness Month. A time when we "Go Grey" to support the more than 700,000 Americans living with a brain tumor. At KSS Insurance, this isn't just another awareness month on the calendar—it is a deeply personal mission rooted in the memory of a...
The More You Know: 5 Types of Medications That Can Impact Kidney Health
Your kidneys are your body’s ultimate filtration system. Every day, they process about 200 quarts of blog to sift out waste and extra water. Because many medications are processed and cleared through the kidneys, certain drugs can put a significant strain on these...
The 2027 Medicare Rate Announcement: What it Means for You
Every Spring, the Centers for Medicare & Medicaid Services (CMS) releases a “Rate Announcement.” While it might sound like a boring government document that doesn’t matter to you, it’s actually the blueprint to improve payment accuracy across both programs. The...
Blooming Flowers vs. Seasonal Allergies: An Insurance Survival Guide For Allergies
Spring in Central Indiana is a bit of a double-edged sword. While we all love seeing the tulips and redbuds bloom in Central Indiana, those vibrant colors often come with a side of itchy eyes, sneezing, and congestion. At KSS Insurance, we know that “seasonal”...
A Guide to Final Expense Insurance
When we talk about life insurance, we often think of “the big stuff”—replacing a salary, paying off a mortgage , or funding a grandchild’s college education. But there are smaller, equally vital types of protection that many families are prioritizing in 2026: Final...
Don’t Leave Money on the Table: Your Medicare Advantage OTC Benefit
If you are enrolled in a Medicare Advantage (Part C) plan, you likely have a “hidden gem” in your wallet: the Over-the-counter (OTC) Allowance. Most plans provide a quarterly credit—often ranging from $50 to $150—to spend on everyday health items. These supplemental...
The Gap in Your Coverage: Is Long-Term Care Insurance Right for You?
When planning for retirement, we often focus on travel, family and daily expenses. However, there is one “what if” that many Americans avoid: What if I can no longer care for myself? According to the latest U.S. Department of Health and Human Services projections,...
Traveling? Don’t Leave Without Travel Health Insurance
Whether you’re crossing state lines to visit grandkids or crossing an ocean for a bucket-list cruise, your health insurance doesn't always pack its bags with you. Before you head out of Central Indiana, it's vital to know where your coverage stops. At KSS Insurance,...
KSS Insurance Solutions Blog
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