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Don’t Leave Money on the Table: Your Medicare Advantage OTC Benefit

Don’t Leave Money on the Table: Your Medicare Advantage OTC Benefit

by Steve Boone | Mar 17, 2026 | Medicare Advantage, Medicare Health Insurance

If you are enrolled in a Medicare Advantage (Part C) plan, you likely have a “hidden gem” in your wallet: the Over-the-counter (OTC) Allowance. Most plans provide a quarterly credit—often ranging from $50 to $150—to spend on everyday health items. These supplemental...
The Gap in Your Coverage: Is Long-Term Care Insurance Right for You?

The Gap in Your Coverage: Is Long-Term Care Insurance Right for You?

by Steve Boone | Mar 9, 2026 | KSS Insurance, Long-Term Care Insurance

When planning for retirement, we often focus on travel, family and daily expenses. However, there is one “what if” that many Americans avoid: What if I can no longer care for myself? According to the latest U.S. Department of Health and Human Services projections,...
Traveling? Don’t Leave Without Travel Health Insurance

Traveling? Don’t Leave Without Travel Health Insurance

by Steve Boone | Feb 24, 2026 | KSS Insurance, travel health insurance

Whether you’re crossing state lines to visit grandkids or crossing an ocean for a bucket-list cruise, your health insurance doesn’t always pack its bags with you. Before you head out of Central Indiana, it’s vital to know where your coverage stops. At KSS...
Growing the KSS Family: Welcoming the Karl Downey Agency

Growing the KSS Family: Welcoming the Karl Downey Agency

by Steve Boone | Jan 15, 2026 | KSS Insurance

At KSS Insurance, our mission has always been built on a simple promise: to treat our clients with the same care and honesty we would give our own parents. As we step into 2026, we are thrilled to announce that our ability to serve you is growing! Please join us in...
Big News for Indiana: The New Medicare Supplement (Medigap) “Birthday Rule” is Here

Big News for Indiana: The New Medicare Supplement (Medigap) “Birthday Rule” is Here

by Steve Boone | Jan 1, 2026 | Medicare Health Insurance

** Updated April 15, 2026** If you have a Medicare Supplement (Medigap) plan in Indiana, your birthday is about to get a whole lot better. Starting January 1, 2026, a new state law officially goes into effect that could save you hundreds of dollars a year on your...
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Recent Posts

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Disclaimer: We do not offer every plan in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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Certified Senior Advisors (CSAs) have supplemented their individual professional licenses, credentials, and education with knowledge about aging and working with older adults. It is recommended that you verify the validity of any professional’s credentials with whom you conduct business and be sure you completely understand what those licenses, credentials, and education signify. The CSA certification alone does not imply expertise in financial, health, or social matters. For more details visit: www.csa.us.